We help entrepreneurs and small business owners design and access commercial business funding, startup growth resources, and acquisition financing options with clarity and strategy.
1. Discovery & Qualification
We begin with a focused intake to understand your business, capital objective, and timeline. This ensures alignment before moving forward.
2. Capital Structuring & Placement
We evaluate your profile and structure the most appropriate funding solution, then place your request with aligned and vetted capital partners.
3. Approval & Funding Execution
We manage the process through approval and funding, providing guidance at each step so capital is deployed efficiently and responsibly.
Ready to get started?
We are committed to delivering complete funding solutions tailored to every stage of your business.
Traditional amortized business loan with fixed payments over a set term.
Use Cases: Larger projects, expansion, and longer-horizon investments
A business credit line is a flexible financing option that provides businesses with access to funds up to a predetermined limit, which they can draw from as needed.
Can be in a form of unsecured business credit line, revenue based financing of business statements or even unsecured personal lines.
SBA loans are government-backed loans provided through the U.S. Small Business Administration, designed to support small businesses with favorable terms and lower down payments. Available for various needs like working capital, equipment, or real estate
Working capital revenue-based financing provides businesses with quick access to funds based on monthly revenue, ideal for short-term expenses and growth. Repayments are made as a percentage of revenue, allowing flexibility that aligns with cash flow, making it a useful option for businesses with fluctuating income.
Financing tied to specific equipment or assets your business needs to operate.
Use Cases: Vehicles, machinery, medical or spa equipment, and more
Our Frequently Asked Questions section is designed to provide clear answers to common queries about our services, appointments, treatments, and policies.
We are a consulting and referral firm. We help business owners understand their funding options, prepare strong funding profiles, and connect with third-party lenders or funding partners when appropriate. We are not a lender and do not make credit decisions.
No. We do not lend money. We provide strategy, preparation, and access to funding options through our network of lending partners, banks, and financial institutions.
We assist with non-mortgage, non-real-estate-backed commercial funding, including:
Business lines of credit
Startup and early-stage funding strategies
Equipment and expansion financing
Acquisition and franchise funding support
Credit-based and cash-flow-based funding options
Funding availability depends on qualifications and lender criteria.
No. We work with:
Startups and new LLCs
Growing businesses
Established companies seeking expansion or acquisition funding
Each situation is different, and we help assess what’s realistic before moving forward.
There is no guaranteed amount. Funding outcomes depend on factors like:
Credit profile
Time in business
Revenue (if applicable)
Industry and use of funds
Our role is to help you position yourself correctly and pursue the most appropriate options.
That depends on the funding path. Some options may involve hard credit inquiries, while others may start with soft checks or no immediate pull. We explain this before moving forward so there are no surprises.
Timelines vary. Some funding paths move quickly, while others require documentation and review. Our goal is to provide clarity upfront so you understand the expected process before committing.
No. We provide guidance, preparation, and access, but final decisions are made by third-party lenders.
We work with a network of independent funding partners, but we are not owned by, employed by, or exclusive to any lender. This allows us to remain flexible and focused on fit rather than pushing a single product.
We’re here to help you with all your capital needs.
Reach out to us anytime—our friendly team is ready to assist you with appointments, inquiries, and guidance.
2108 N St Ste 13301
Sacramento, CA 95816
(510) 473-2577
© 2026 SageNova Business Solutions LLC. All rights reserved.