Frequently Asked Questions

Our Frequently Asked Questions section is designed to provide clear answers to common queries about our services, appointments, treatments, and policies.

What do we actually do??

We are a consulting and referral firm. We help business owners understand their funding options, prepare strong funding profiles, and connect with third-party lenders or funding partners when appropriate. We are not a lender and do not make credit decisions.

Do you provide loans directly?

No. We do not lend money. We provide strategy, preparation, and access to funding options through our network of lending partners, banks, and financial institutions.

What types of funding do you help with?

We assist with non-mortgage, non-real-estate-backed commercial funding, including:

Business lines of credit

Startup and early-stage funding strategies

Equipment and expansion financing

Acquisition and franchise funding support

Credit-based and cash-flow-based funding options

Funding availability depends on qualifications and lender criteria.

Is this only for established businesses?

No. We work with:

Startups and new LLCs

Growing businesses

Established companies seeking expansion or acquisition funding

Each situation is different, and we help assess what’s realistic before moving forward.

How much funding can I qualify for?

There is no guaranteed amount. Funding outcomes depend on factors like:

Credit profile

Time in business

Revenue (if applicable)

Industry and use of funds

Our role is to help you position yourself correctly and pursue the most appropriate options.

Will applying hurt my credit?

That depends on the funding path. Some options may involve hard credit inquiries, while others may start with soft checks or no immediate pull. We explain this before moving forward so there are no surprises.

How long does the process take?

Timelines vary. Some funding paths move quickly, while others require documentation and review. Our goal is to provide clarity upfront so you understand the expected process before committing.

Do you guarantee approval or funding?

No. We provide guidance, preparation, and access, but final decisions are made by third-party lenders.

Are you affiliated with any specific bank or lender?

We work with a network of independent funding partners, but we are not owned by, employed by, or exclusive to any lender. This allows us to remain flexible and focused on fit rather than pushing a single product.

Contact us

We’re here to help you with all your capital needs.

Reach out to us anytime—our friendly team is ready to assist you with appointments, inquiries, and guidance.

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Location

5631 Madison Ave, Richmond CA 94804

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Phone

(510) 473-2577

2108 N St ste n, Sacramento, CA 95816, USA

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