Our Frequently Asked Questions section is designed to provide clear answers to common queries about our services, appointments, treatments, and policies.
We are a consulting and referral firm. We help business owners understand their funding options, prepare strong funding profiles, and connect with third-party lenders or funding partners when appropriate. We are not a lender and do not make credit decisions.
No. We do not lend money. We provide strategy, preparation, and access to funding options through our network of lending partners, banks, and financial institutions.
We assist with non-mortgage, non-real-estate-backed commercial funding, including:
Business lines of credit
Startup and early-stage funding strategies
Equipment and expansion financing
Acquisition and franchise funding support
Credit-based and cash-flow-based funding options
Funding availability depends on qualifications and lender criteria.
No. We work with:
Startups and new LLCs
Growing businesses
Established companies seeking expansion or acquisition funding
Each situation is different, and we help assess what’s realistic before moving forward.
There is no guaranteed amount. Funding outcomes depend on factors like:
Credit profile
Time in business
Revenue (if applicable)
Industry and use of funds
Our role is to help you position yourself correctly and pursue the most appropriate options.
That depends on the funding path. Some options may involve hard credit inquiries, while others may start with soft checks or no immediate pull. We explain this before moving forward so there are no surprises.
Timelines vary. Some funding paths move quickly, while others require documentation and review. Our goal is to provide clarity upfront so you understand the expected process before committing.
No. We provide guidance, preparation, and access, but final decisions are made by third-party lenders.
We work with a network of independent funding partners, but we are not owned by, employed by, or exclusive to any lender. This allows us to remain flexible and focused on fit rather than pushing a single product.
We’re here to help you with all your capital needs.
Reach out to us anytime—our friendly team is ready to assist you with appointments, inquiries, and guidance.
5631 Madison Ave, Richmond CA 94804
(510) 473-2577
© 2026 SageNova Business Solutions LLC. All rights reserved.